LLDOA MOBILITY
Investor Presentation
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Africa's Wealth-Building Mobility Platform

Turning mobility usage into a progressive path toward vehicle ownership through long-term rental, alternative risk financing, and structured risk assessment.

The Opportunity

Entrepreneurs, self-employed professionals, tradespeople, ride-hailing drivers and small businesses can face a gap between their real repayment capacity and conventional auto-financing criteria. LLDOA is designed to address that gap while creating a structured path toward ownership.

The LLDOA Model

Mobility
Payment Discipline
Wealth Progression

Long-Term Rental with Purchase Option. Ownership transfer remains subject to contractual conditions being fulfilled.

LLDOA Decision Engine

Identity & Activity
Customer profile and economic activity
Financial Capacity
Ability to support contractual payments
Stability
Continuity and resilience of income
Payment Behaviour
Observed payment discipline and payment history
Productive Mobility
Whether the vehicle contributes to income generation

LLDOA Operating System

Customer Journey
Contracts
Fleet Operations
Risk Decisioning
Payment Monitoring

The proprietary operating layer brings together the customer journey, contracts, fleet operations, risk decisioning, payment monitoring, investor CRM and executive reporting.

CRM Decision Engine Contract Management Fleet Operations Risk Dashboard Executive Cockpit Investor View

Early Field Validation

3
Active LLDOA contracts
20+
Years of founder experience across automotive and finance
2024
Company founded

Initial validation sample only. The current sample is not statistically representative. The Seed phase is intended to validate the model at greater scale.

Market

Morocco — initial launch market, providing a strong automotive ecosystem and a clear financing-access problem.

Long-Term Ambition

Build a regional mobility-finance platform connecting customers, investors, automotive partners and financing institutions.

Current Seed Round

MAD 4M
Capital sought
15%
Target equity offered
15
Reference pilot fleet

The Seed round is intended to structure the organization, strengthen the technology platform, deploy a reference fleet and validate the operating model at greater scale.

Founder

Mohammed Fadili 20+ years of experience across banking, consumer finance, automotive and distribution. Founder & CEO, Groupe LLDOA Auto Maroc.